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What is an Exit strategy?

What is your exit strategy? What plans are currently in place? It takes two … We’ve often heard the phrase “businesses don’t plan to fail, they just fail to plan” but this task involves future planning and because it’s so difficult, many business owners just don’t bother. If it’s a 5 year plan you’re looking [...]

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New Investors to ISAs 2013

Great News  -  the stock market is starting to receive some good data i.e. Oil production in the US will rise by 25% by 2014 according to the Energy Information Administration (EIA) – because of this and other positive signs, the FTSE 100 is now trading today at over 6100 today (Jan 10 2013). I [...]

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What is the Net Asset Value of a business?

The Net Asset Value (NAV) of a business is obtained by examining the business Balance Sheet carefully and deducting the ALL the Liabilities from ALL the Assets of the business. (see below for definitions) In many ways it shows the owner’s current stake in the business – particularly when assessing the worth of a private [...]

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Making use of Hargreaves Lansdown Research Work

I’ve been working hard evaluating Hargreaves Lansdown latest top 150 funds report – published in November 2012.  At a glance, it enables you to compare the performance of over 700 investment funds in the marketplace. That’s the good news – the bad news is you can now easily compare any ISA funds you currently own, [...]

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Don’t plough all your profits back into the business …………..

Don’t plough all your profits back into the business   …………..  that plan is so wrong, and for so many different reasons! Here are just 2. The current economic climate clearly shows why this plan is very risky. Who knows what’s going to happen next? Whether you are a garage owner, print specialist, IT supplier or [...]

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What is your exit strategy?

What plans are currently in place? We’ve often heard the phrase “businesses don’t plan to fail, they just fail to plan” but the the task of developing a suitable exit strategy requires a lot of future planning, and is often seen to be so difficult, that it is rarely undertaken. If it’s a 5 year [...]

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ISA Nightmare

I’ve just had a run in with one UK ISA supplier – however most of them are pretty poor on communication  – the initial dispute was on interest rates – they said I’d signed up for 3.75% 3 year deal and I had to argue strongly that the rate agreed  in their office was 4.25% [...]

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The current banking crisis explained (humour)

Young Stelios bought a donkey from a farmer for €100. The farmer agreed to deliver the donkey the next day. The next day he drove up and said, ‘Sorry son, but I have some bad news. The donkey’s died.’ Stelios replied, ‘Well then just give me my money back.’ The farmer said, ‘Can’t do that. [...]

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12 Tips for Raising Finance

There are many reasons for raising finance for your business – to pay off a loan or to undergo a major expansion programme. Here is a suggest list of options to consider. Internal Retained profit Issue new shares to existing shareholder Sell off fixed assets not generating revenues External Issue shares to new shareholders Commercial [...]

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Investing £500,000 in 2012

Dare to Dream ….. An inheritance of this value is not unheard of these days – or a win on the lottery! Here are 7 business suggestions to consider. Buy and run (as sole trader) an existing business that’s either currently up for sale or find an existing business and make them an offer. Set [...]

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